Mashreq sMiles Credit Card The simplest and most convenient
way to earn free flights.
Great Value
Fly free faster – earn sMiles on your everyday spends.
Zero Complexity No tiers, No thresholds.
No caps. Only sMiles!
Simplifly travel Instantly redeem your
sMiles at over 300 airlines,
180,000 hotels and more.

Earn sMiles on
everyday spends

Shopping for groceries?
Dining out?
Spending at the movies?
Travelling abroad?
Let your Mashreq sMiles Card work for you

Just spend, sit back and enjoy the sMiles.
No tiers
No spend thresholds
No caps on sMiles earned

Click here for Terms & conditions

Click here for FAQs

Enjoy up to 30,000 'sMiles' when you pay the fee and spend on your Card
  • - Get 10,000 sMiles on paying the annual fee of AED 300
  • - Get 10,000 sMiles when you spend AED 5000 in the first 30 days of receiving your card
  • - Get 10,000 sMiles when you spend AED 40,000 in the first 12 months of card membership
Earn 1.5 sMiles on every AED spent locally

Earn 1.5 sMiles on every AED spent internationally

Redeem your sMiles Instantly at Over 300+ Airlines and 180,000+ Hotels
Redeem your sMiles at Anytime, Anywhere and Instantly Online! Search your flights or hotels, and our smart points engine will do the calculation for you. Redemption has never been easier!

* Any spend transaction that earns sMiles will be considered as eligible spend for any Bonus sMiles or Campaign voucher offer
* Bonus sMiles and Campaign voucher offer will not be applicable in case of any Fee reversals in part or full


Lounge Access

Enjoy unlimited complimentary access to Marhaba Lounges at Dubai International Airport (Terminal 1,2 and 3), DWC – Al Maktoum International Airport & at Kuwait, Egypt, Jordan & KSA.
For more details Click here

Priceless Arabia (by MasterCard)

Enjoy 'priceless' experiences in your favourite Arabian cities with your Mashreq sMiles Titanium MasterCard.
For more details Click here

Dining Benefits

Enjoy the widest selection of cuisines and exclusive discounts of up to 30% at over 1,800 restaurants in the UAE and 1,300 in Qatar, Oman & India with Mashreq Flavours.
For more details on Mashreq Flavours Click here
For more details on MasterCard Dining Click here

Travel Worry-Free

Your Mashreq sMiles Card lets you travel with complete peace of mind with complimentary multi-trip travel insurance and fraud protection.
For more details on fraud protection Click here
For more details on Mashreq Travel Benefits Click here


Click here for Terms & conditions

Click here for FAQs


Savings Simplified

  • Balance TransferOpen or Close

    Transfer the balance from other Credit cards onto your Mashreq sMiles Credit Card at attractive interest rates. It’s convenient, fast and saves you money too.

  • Easy CashOpen or Close

    Take that long-awaited vacation, pay your rent or simply enjoy some much needed financial flexibility with our Easy Cash offers at the best interest rates in town.

  • Easy Payment PlansOpen or Close

    Indulge yourself and make large purchases using the ‘Buy Now’ and ‘Pay Later’ flexibility offered through our Easy Payment Plans - repay in easy installments of up to 36 months at attractive interest rates.

  • 0% Easy Payment PlansOpen or Close

    Also enjoy 0% East Payment Plans at select merchant brands. Convert your travel purchases into 0% Easy Payment Plans, repayable over 3,6 or 12 months

For more details Click here

Convenience Banking

  • Online BankingOpen or Close

    Get the freedom to access your Credit Card account details 24X7 with MashreqOnline. You can also pay utility bills, transfer funds, request additional statements, apply for Supplementary Cards, TAP n GO Stickers and much more.

  • Mobile BankingOpen or Close

    Manage your Credit Card account on the go with SNAPP - Mashreq’s award-winning Mobile Banking App that works across IOS and Android platforms on smart phones and tablets.

  • Transaction AlertsOpen or Close

    Keep track of your Credit Card transactions with our Transaction Alerts notifications, sent to you via SMS on your registered mobile number.

  • Payment FlexibilityOpen or Close

    Pay your Credit Card bills at Mashreq ATMs, CCDM (Cash & Cheque Deposit Machines), branches or at any UAE Exchange, Al Ansari Exchange, Al Ghurair Exchange and Redha Al Ansari Exchange centres. You can also opt for the Auto Payment facility that debits your linked Mashreq Current or Savings Account for Card payment.

  • Your Credit Cards are now more secureOpen or Close

    our Mashreq Credit Cards are now equipped with the new Chip & PIN technology, which provides an added level of security through the use of a unique Personal Identification Number (PIN) for retail purchases & cash withdrawals. Please click here for more details.

For more details Click here


Click here for Terms & conditions

Click here for General Cardholder Terms & Conditions

Click here for FAQs